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UNIVERSAL CREDIT

 

In October 2013 the government started to roll out Universal Credit with small pilots held across the country.

Gradually this new benefit will be rolled out nationwide.  

 

What is Universal Credit?

Universal Credit is a single monthly payment for people in or out of work, which merges together some of the benefits
and tax credits that you might be getting now. 

It replaces the following benefits: 

  • Working Tax Credit
  • Child Tax Credit
  • Housing benefit
  • Income Support (income-based)
  • Jobseeker’s Allowance (income-related)
  • Employment and Support Allowances

Instead, you will get one single monthly payment, paid directly into your bank account. 

Universal Credit is being introduced in stages. Whether you can claim depends on where you live and your personal circumstances. 

You may be able to claim Jobseeker’s Allowance or other benefits if you’re not eligible to claim Universal Credit. 

 

How you’ll be paid

Universal Credit is paid differently from current benefits. It’ll be paid once a month, usually into your bank, building society or credit union account.

If you live with your partner and you both claim Universal Credit you’ll receive a single payment that covers you both. 

 

Waiting period

There is 7 day waiting period from when you submit your claim before Universal Credit will start.

This means that the first seven days of your Universal Credit claim will not be paid and you will have to make this up yourself.

You will also have to wait up to six weeks before you get your first payment.

 

Don’t delay, get ready for Universal Credit today

Pay some extra money towards your rent so you won’t have rent arrears once you switch over to Universal Credit.

If you are struggling financially during the waiting days for Universal Credit to be paid, contact us and other local agencies that can provide support with food bank vouchers, help with utility bills, hardship funds, details of local charities, and signposting for other useful services. 

 

How Bro Myrddin can help 

If you are affected by any of these changes and are worried about being able to pay your rent please contact us.

Our housing and customer services teams or our financial inclusion officer at Bro Myrddin can help manage your money so you don’t end up losing your home

 

Further information

Visit the Universal Credit section on the government website 

Money Advice Service